Review · Funded trading

FTMO review 2026: fees and key features

An evaluation program reviewed here within the scope of the simulated CFD product. A simulated balance is not a personal deposit in a brokerage account. Review the program and payment rules before purchasing; passing the evaluation or receiving a reward is not guaranteed. Acceptance of Israeli residents has not been explicitly verified.

How we review

FTMOFunded trading
Type of program reviewed
simulated CFD evaluation
Evaluation company registration number
09213651
2-Step entry fee, starting from
89 EUR
Trader’s reward share, 2-Step
80 %

See costs and terms

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About our commercial links

Some programs use simulated trading. Paying an evaluation fee does not guarantee funding or a payout.

Funded trading

Some programs use simulated trading. Paying an evaluation fee does not guarantee funding or a payout.

What the service is and is not

FTMO is a funded trading program with simulated trading (funding challenge, futures track); it is not a broker, and the participation fee does not open a trading account.

Products and tracks

  • FTMO Challenge (CFD, 1-Step and 2-Step)

    A simulated CFD evaluation; Scaling plan and rewards from the funded account.

    Israel: Not verifiedIsrael was not found on a restriction list, but there is no explicit confirmation and regional routes exist.

  • FTMO Futures

    A separate FTMO futures product with its own rules and prices. Not yet reviewed.

    Israel: Not verifiedNot checked.

Who it suits

Who it suits

  • Suits people who want a large evaluation account (up to 200,000 USD) on a two-step track where the fee is refunded with the first Reward
  • Suits people who prefer to pay by card, Apple Pay, Google Pay or Revolut Pay with no payment fee

Who it suits less

  • Less suited to people who want a refundable 1-Step fee: the 1-Step fee is not refunded
  • Less suited to people who need a wide daily drawdown on 1-Step: the max daily loss is 3%

Before you choose

Before opening an account, check the servicing legal entity, account type and costs for your plan.

Program status: Simulated trading. Paying a participation fee and passing an evaluation do not guarantee a payout.

Scores and comparison methodology

No numeric score has been published. Compare the terms themselves; the absence of a score is not a quality assessment.

Costs and service terms

Type of program reviewed
simulated CFD evaluation

This record concerns evaluation and simulated-trading services. It must not be applied to every company in the group or to a separate futures product.

Evaluation company registration number
09213651

Business ID of FTMO Evaluation Global s.r.o.; this is a company registration number, not a broker or investment licence.

2-Step entry fee, starting from
89 EUR

Starting price for the smallest account. The price rises with account size, up to a 200,000 USD account.

Trader’s reward share, 2-Step
80 %

Rises to 90% when Scaling Plan or Premium Programme conditions are met. 1-Step: 90%. The profit is simulated and the reward is not guaranteed.

Earliest reward request
14 days

From the 14th day after the first trade on the FTMO Account, subject to the rules.

1-Step challenge price, 10,000 USD account
79 EUR

One-time fee, non-refundable

1-Step challenge price, 25,000 USD account
199 EUR

One-time fee, non-refundable

1-Step challenge price, 50,000 USD account
319 EUR

One-time fee, non-refundable

1-Step challenge price, 100,000 USD account
499 EUR

One-time fee, non-refundable; a 20% promotion on this size was advertised on 2026-10-03

1-Step challenge price, 200,000 USD account
999 EUR

One-time fee, non-refundable

1-Step profit target
10 %

Of initial capital; single phase

1-Step maximum daily loss
3 %

Of initial capital

1-Step maximum loss
10 %

Of initial capital

2-Step phase 1 (Challenge) profit target
10 %

Of initial capital; minimum 4 trading days

2-Step phase 2 (Verification) profit target
5 %

Of initial capital; minimum 4 trading days

2-Step maximum daily loss
5 %

Of initial capital, both phases

2-Step maximum loss
10 %

Static, of initial capital

Best Day rule
50 %

Best day may not exceed 50% of positive days' profit; applies to 1-Step and 2-Step

Challenge fee refund
2-Step: fee refunded with the first Reward withdrawal; 1-Step: fee not refunded

One-time fee, no recurring fees

No total cost is calculated here: that requires a usage scenario, currency and every relevant cost component.

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Trading program rules

Check which plan and program stage each figure applies to.

Evaluation stages
2
Program profit target
10 %
Daily loss limit
5 %
Overall loss limit
10 %
Drawdown method
Static
Account type
Simulated

Products, platforms and deposits

Trading types
1-Step and 2-Step challenges on simulated accounts of 10,000 to 200,000 USD; forex, commodities, indices and more; MetaTrader 4, MetaTrader 5, cTrader

Demo accounts in a simulated environment only

How the challenge is paid
Credit/debit card (Visa, Mastercard, Diners, Discover), Apple Pay, Google Pay, Revolut Pay free; PayPal, Skrill and crypto (BTC, ETH, LTC, USDT, USDC) at 3%; bank transfer 2 to 5 business days with varying fees

One-time fee; no recurring fees

Documented platforms

  • MetaTrader 4
  • MetaTrader 5
  • cTrader
  • TradingView

Currencies in this record

No verified currency list has been published.

A currency listing does not guarantee fee-free deposits, withdrawals or conversion.

Advantages and drawbacks

Advantages

  • No time limit for reaching the evaluation targets, on both products.
  • On the 2-Step, the entry fee may be refunded with the first reward withdrawal.
  • Reward share: 80% on the 2-Step, with the possibility of rising to 90%.
  • Scaling Plan: a 25% increase to the account balance every four months, up to 2 million USD, subject to conditions.
  • A Free Trial is available, one at a time.
  • Four platforms to choose from: MetaTrader 4, MetaTrader 5, cTrader and TradingView.
  • According to the company, in December 2025 it completed the acquisition of the broker OANDA, which continues to operate as a standalone business within the group.

Drawbacks

  • 1-Step challenge fee is non-refundable
  • Paying by PayPal, Skrill or crypto carries a 3% fee
  • 2-Step requires at least 4 trading days in each phase

This is not a complete review, a recommendation or a personal suitability assessment; check licensing and terms yourself before opening an account.

FTMO vs other funded trading providers

★ Lowest figure in the row. “Not published” means the provider has not published a comparable figure.

Figure
FTMOThis review
FundedNext
Initial and recurring cost
Participation fee (from)
89 EUR

Starting price for the smallest account. The price rises with account size, up to a 200,000 USD account.

59.99 USD

List price for a $6,000 account. Up to $1,099.99 for a $200,000 account.

2-Step 25K price
Not published
199.99 USD
2-Step 50K price
Not published
299.99 USD
2-Step 100K price
Not published
549.99 USD
1-Step 25K price
Not published
219.99 USD
Lite 10K price
Not published
59.99 USD
Evaluation terms
Evaluation stages
2 ★
2 ★
Profit target (phase 1 / 2-Step)
10 %

Of initial capital; minimum 4 trading days

8 % ★
Phase 2 profit target
5 %

Of initial capital; minimum 4 trading days

★
5 % ★
1-Step profit target
10 %

Of initial capital; single phase

★
10 % ★
Loss limits
Maximum daily loss (2-Step)
5 %

Of initial capital, both phases

★
5 % ★
Maximum overall loss (2-Step)
10 %

Static, of initial capital

★
10 %

Static, from the starting balance.

★
Maximum daily loss (1-Step)
3 %

Of initial capital

★
3 % ★
Maximum overall loss (1-Step)
10 %

Of initial capital

6 %

Static.

★
Drawdown method
Static
Static
Payout rules
Profit share
80 %

Rises to 90% when Scaling Plan or Premium Programme conditions are met. 1-Step: 90%. The profit is simulated and the reward is not guaranteed.

★
80 %

Base share on Stellar 1-Step, 2-Step and Lite. 90% after meeting the Scale-Up conditions. Profits are simulated and the reward is not guaranteed.

★
First payout
14 days

From the 14th day after the first trade on the FTMO Account, subject to the rules.

Not published
Resets and extra fees
Fee refund
2-Step: fee refunded with the first Reward withdrawal; 1-Step: fee not refunded

One-time fee, no recurring fees

2-Step: with the first reward. 1-Step and Lite: at the third reward. Instant: no refund.
Simulated or live
Simulation scope
simulated CFD evaluation

This record concerns evaluation and simulated-trading services. It must not be applied to every company in the group or to a separate futures product.

simulated CFD and futures evaluation

According to the site, all trading takes place in a demo environment with virtual capital, and FundedNext is not a broker.

Simulated or live
Simulated trading
Simulated trading
Referral or coupon code
No code
Go to provider
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Review · FundedNext

More providers in Funded trading

How to sign up with FTMO

Understand the terms before you continue

Guides and terms: Funded trading

General explanations to help you read the terms. They do not verify eligibility or provider facts and are not recommendations to act.

How we assess sources and missing information

FTMO

Type of program reviewed
simulated CFD evaluation
Evaluation company registration number
09213651

Check the current terms before signing up or paying.