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Funded trading

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Some programs use simulated trading. Paying an evaluation fee does not guarantee funding or a payout.

Terms used in this table
  • Loss limit: how much may be lost in a day or overall before the account fails.
  • Withdrawal fee: what the exchange charges to send coins out; the network fee is separate.
Costs and terms
What to compareEarn2TradeFull review →FTMOFull review →
Service type
Funded trading
Funded trading
Legal entity and jurisdiction
Earn2Trade, LLC · United States — root-site terms / Bahia Education Services L.L.C · United Arab Emirates — Non-US education and regional reseller terms
FTMO Evaluation Global s.r.o. · Czech Republic / FTMO Trading Global s.r.o. · Czech Republic
Participation fee (from)
89 EUR

Starting price for the smallest account. The price rises with account size, up to a 200,000 USD account.

Evaluation stages
1
2
Profit target (phase 1 / 2-Step)
10 %

Of initial capital; minimum 4 trading days

Phase 2 profit target
5 %

Of initial capital; minimum 4 trading days

1-Step profit target
10 %

Of initial capital; single phase

Maximum daily loss (2-Step)
5 %

Of initial capital in both phases. For a hypothetical 100,000 USD simulated account, 5% is 5,000 USD; open losses, commission and financing reduce the remaining room under the daily rule.

Maximum overall loss (2-Step)
10 %

Static, of initial capital

Maximum daily loss (1-Step)
3 %

Of initial capital

Maximum overall loss (1-Step)
10 %

Of initial capital

Drawdown method
Trailing
Static
Profit share
80 %

Rises to 90% when Scaling Plan or Premium Programme conditions are met. 1-Step: 90%. The profit is simulated and the reward is not guaranteed.

First payout
14 days

Counted from the first trade on the FTMO Account, subject to compliance with the rules.

Payout conditions
The split depends on single-withdrawal size and account tier; LiveSim ceilings are cumulative and Live progression is conditional.
Fee refund
2-Step: the evaluation fee is refunded with the first reward withdrawal under the terms. 1-Step: no evaluation fee refund.

One-time fee, no recurring fees

Trading restrictions
Session, loss, contract-ladder, copying and instrument restrictions vary by programme and stage.
Simulation scope
simulated CFD evaluation

CFD evaluation and simulated trading. FTMO Futures and other group companies have separate terms.

Service model
Futures trading evaluation

The evaluation is simulated; passing may lead to a simulated LiveSim or Live offer subject to the partner and review.

TCP25 starting monthly price
150 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 25,000 is a simulated account parameter, not a withdrawable amount.

TCP25 evaluation profit target
1,750 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

TCP25 EOD drawdown distance
1,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

TCP25 maximum daily loss
550 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

TCP25 contract ceiling
3 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

TCP50 starting monthly price
190 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 50,000 is a simulated account parameter, not a withdrawable amount.

TCP50 evaluation profit target
3,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

TCP50 EOD drawdown distance
2,000 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

TCP50 maximum daily loss
1,100 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

TCP50 contract ceiling
6 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

TCP100 starting monthly price
350 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 100,000 is a simulated account parameter, not a withdrawable amount.

TCP100 evaluation profit target
6,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

TCP100 EOD drawdown distance
3,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

TCP100 maximum daily loss
2,200 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

TCP100 contract ceiling
12 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU50 starting monthly price
170 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 50,000 is a simulated account parameter, not a withdrawable amount.

GAU50 evaluation profit target
3,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU50 EOD drawdown distance
2,000 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU50 maximum daily loss
1,100 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU50 contract ceiling
6 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU100 starting monthly price
315 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 100,000 is a simulated account parameter, not a withdrawable amount.

GAU100 evaluation profit target
6,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU100 EOD drawdown distance
3,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU100 maximum daily loss
2,200 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU100 contract ceiling
12 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU150 starting monthly price
375 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 150,000 is a simulated account parameter, not a withdrawable amount.

GAU150 evaluation profit target
9,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU150 EOD drawdown distance
4,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU150 maximum daily loss
3,300 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU150 contract ceiling
15 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU200 starting monthly price
550 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 200,000 is a simulated account parameter, not a withdrawable amount.

GAU200 evaluation profit target
11,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU200 EOD drawdown distance
6,000 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU200 maximum daily loss
4,400 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU200 contract ceiling
16 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

Evaluation billing cycle
30 days

Renews until cancellation or passing. Failure and resetting are not cancellation; resetting does not move the billing date.

Evaluation trading days
No separate minimum-day rule; effectively at least four profitable days

Consistency still applies alongside the profit target and loss rules.

Best-day contribution limit
30 %

A single day must contribute less than 30% of total evaluation P&L. Exactly 30% does not qualify. A large day requires more total profit; this consistency rule does not apply to LiveSim or Live.

Non-professional LiveSim activation
139 USD/account

One-time per-account charge deducted from the first profitable withdrawal. No upfront payment is not a fee waiver; the policy states it is not paid without a withdrawal.

Optional market depth
54 USD/month

Market depth is separate from the standard data included in evaluation. Feed and platform compatibility are required.

Live data through Rithmic
140 USD/exchange/calendar-month

Per exchange and calendar month; not prorated even for late-month activation. NinjaTrader data is priced separately.

Live data through NinjaTrader
156 USD/exchange/calendar-month

Per exchange and calendar month; software, brokerage and transaction costs may be additional.

Minimum net withdrawal
100 USD

Net minimum after applicable charges, subject to account and payment-provider conditions. It is not a first gross-request amount.

Profit-sharing scope
50% or 80% by withdrawal size; TCP400 has a 60/40 split

Current policy uses a single withdrawal, not total account profit. Each tier has a different threshold; 80% is not universal.

Account type
Mixed — depends on the stage
Simulated
Evaluation company registration number
09213651

Business ID of FTMO Evaluation Global s.r.o.; this is a company registration number, not a broker or investment licence.

Trading types
1-Step and 2-Step challenges on simulated accounts of 10,000 to 200,000 USD; forex, commodities, indices and more; MetaTrader 4, MetaTrader 5, cTrader

Demo accounts in a simulated environment only

How the challenge is paid
Credit/debit card (Visa, Mastercard, Diners, Discover), Apple Pay, Google Pay, Revolut Pay free; PayPal, Skrill and crypto (BTC, ETH, LTC, USDT, USDC) at 3%; bank transfer 2 to 5 business days with varying fees

One-time fee; no recurring fees

1-Step challenge price, 10,000 USD account
79 EUR

One-time fee, non-refundable

1-Step challenge price, 25,000 USD account
199 EUR

One-time fee, non-refundable

1-Step challenge price, 50,000 USD account
319 EUR

One-time fee, non-refundable

1-Step challenge price, 100,000 USD account
499 EUR

One-time fee, non-refundable; a 20% promotion on this size was advertised on 2026-10-03

1-Step challenge price, 200,000 USD account
999 EUR

One-time fee, non-refundable

1-Step Consistency / Best Day rule
50 %

For 1-Step accounts originating from orders created on or after 12 October 2026, or 1-Step accounts merged on or after that date, the Consistency rule applies: the best day's closed-trade profit must not exceed 50% of cumulative net closed-trade profit across all trading days, including losing days. For unmerged accounts directly initiated from orders created before 12 October 2026, the legacy Best Day rule remains: its denominator is the sum of net profit from profitable days only. Exceeding the ratio is not a breach, but the ratio must be met to pass the Challenge or qualify for a Reward, alongside the other requirements.

Simulated or live
Simulated trading
Platforms
NinjaTrader / Finamark / R | Trader Pro / Tradovate / TradingView / Quantower
MetaTrader 4 / MetaTrader 5 / cTrader / TradingView
Currencies
USD
Check with the provider

Service and entity
Earn2TradeFTMO
Service type
Funded trading
Funded trading
Legal entity and jurisdiction
Earn2Trade, LLC · United States — root-site terms / Bahia Education Services L.L.C · United Arab Emirates — Non-US education and regional reseller terms
FTMO Evaluation Global s.r.o. · Czech Republic / FTMO Trading Global s.r.o. · Czech Republic

Initial and recurring cost
Earn2TradeFTMO
Participation fee (from)
89 EUR

Starting price for the smallest account. The price rises with account size, up to a 200,000 USD account.

Evaluation terms
Earn2TradeFTMO
Evaluation stages
1
2
Profit target (phase 1 / 2-Step)
10 %

Of initial capital; minimum 4 trading days

Phase 2 profit target
5 %

Of initial capital; minimum 4 trading days

1-Step profit target
10 %

Of initial capital; single phase

Loss limits
Earn2TradeFTMO
Maximum daily loss (2-Step)
5 %

Of initial capital in both phases. For a hypothetical 100,000 USD simulated account, 5% is 5,000 USD; open losses, commission and financing reduce the remaining room under the daily rule.

Maximum overall loss (2-Step)
10 %

Static, of initial capital

Maximum daily loss (1-Step)
3 %

Of initial capital

Maximum overall loss (1-Step)
10 %

Of initial capital

Drawdown method
Trailing
Static

Payout rules
Earn2TradeFTMO
Profit share
80 %

Rises to 90% when Scaling Plan or Premium Programme conditions are met. 1-Step: 90%. The profit is simulated and the reward is not guaranteed.

First payout
14 days

Counted from the first trade on the FTMO Account, subject to compliance with the rules.

Payout conditions
The split depends on single-withdrawal size and account tier; LiveSim ceilings are cumulative and Live progression is conditional.

Resets and extra fees
Earn2TradeFTMO
Fee refund
2-Step: the evaluation fee is refunded with the first reward withdrawal under the terms. 1-Step: no evaluation fee refund.

One-time fee, no recurring fees

Trading restrictions
Session, loss, contract-ladder, copying and instrument restrictions vary by programme and stage.

Simulated or live
Earn2TradeFTMO
Simulation scope
simulated CFD evaluation

CFD evaluation and simulated trading. FTMO Futures and other group companies have separate terms.

Costs and service terms
Earn2TradeFTMO
Service model
Futures trading evaluation

The evaluation is simulated; passing may lead to a simulated LiveSim or Live offer subject to the partner and review.

TCP25 starting monthly price
150 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 25,000 is a simulated account parameter, not a withdrawable amount.

TCP25 evaluation profit target
1,750 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

TCP25 EOD drawdown distance
1,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

TCP25 maximum daily loss
550 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

TCP25 contract ceiling
3 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

TCP50 starting monthly price
190 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 50,000 is a simulated account parameter, not a withdrawable amount.

TCP50 evaluation profit target
3,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

TCP50 EOD drawdown distance
2,000 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

TCP50 maximum daily loss
1,100 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

TCP50 contract ceiling
6 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

TCP100 starting monthly price
350 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 100,000 is a simulated account parameter, not a withdrawable amount.

TCP100 evaluation profit target
6,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

TCP100 EOD drawdown distance
3,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

TCP100 maximum daily loss
2,200 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

TCP100 contract ceiling
12 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU50 starting monthly price
170 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 50,000 is a simulated account parameter, not a withdrawable amount.

GAU50 evaluation profit target
3,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU50 EOD drawdown distance
2,000 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU50 maximum daily loss
1,100 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU50 contract ceiling
6 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU100 starting monthly price
315 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 100,000 is a simulated account parameter, not a withdrawable amount.

GAU100 evaluation profit target
6,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU100 EOD drawdown distance
3,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU100 maximum daily loss
2,200 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU100 contract ceiling
12 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU150 starting monthly price
375 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 150,000 is a simulated account parameter, not a withdrawable amount.

GAU150 evaluation profit target
9,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU150 EOD drawdown distance
4,500 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU150 maximum daily loss
3,300 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU150 contract ceiling
15 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

GAU200 starting monthly price
550 USD/month

Starting price on the Non-US programme card, before a promotion or individual charge; the subscription renews every 30 days. 200,000 is a simulated account parameter, not a withdrawable amount.

GAU200 evaluation profit target
11,000 USD

Simulated evaluation target; meeting it does not automatically approve funding or a withdrawal.

GAU200 EOD drawdown distance
6,000 USD

The floor rises under the end-of-day mechanism and does not fall after a loss. Open losses can breach it intraday.

GAU200 maximum daily loss
4,400 USD

Includes open and closed P&L and commissions during the programme-defined trading day.

GAU200 contract ceiling
16 contracts

Subject to the progression ladder and real-time balance; the ceiling is not an immediate starting allowance. Micro conversion applies only to specified instruments.

Evaluation billing cycle
30 days

Renews until cancellation or passing. Failure and resetting are not cancellation; resetting does not move the billing date.

Evaluation trading days
No separate minimum-day rule; effectively at least four profitable days

Consistency still applies alongside the profit target and loss rules.

Best-day contribution limit
30 %

A single day must contribute less than 30% of total evaluation P&L. Exactly 30% does not qualify. A large day requires more total profit; this consistency rule does not apply to LiveSim or Live.

Non-professional LiveSim activation
139 USD/account

One-time per-account charge deducted from the first profitable withdrawal. No upfront payment is not a fee waiver; the policy states it is not paid without a withdrawal.

Optional market depth
54 USD/month

Market depth is separate from the standard data included in evaluation. Feed and platform compatibility are required.

Live data through Rithmic
140 USD/exchange/calendar-month

Per exchange and calendar month; not prorated even for late-month activation. NinjaTrader data is priced separately.

Live data through NinjaTrader
156 USD/exchange/calendar-month

Per exchange and calendar month; software, brokerage and transaction costs may be additional.

Minimum net withdrawal
100 USD

Net minimum after applicable charges, subject to account and payment-provider conditions. It is not a first gross-request amount.

Profit-sharing scope
50% or 80% by withdrawal size; TCP400 has a 60/40 split

Current policy uses a single withdrawal, not total account profit. Each tier has a different threshold; 80% is not universal.

Account type
Mixed — depends on the stage
Simulated
Evaluation company registration number
09213651

Business ID of FTMO Evaluation Global s.r.o.; this is a company registration number, not a broker or investment licence.

Trading types
1-Step and 2-Step challenges on simulated accounts of 10,000 to 200,000 USD; forex, commodities, indices and more; MetaTrader 4, MetaTrader 5, cTrader

Demo accounts in a simulated environment only

How the challenge is paid
Credit/debit card (Visa, Mastercard, Diners, Discover), Apple Pay, Google Pay, Revolut Pay free; PayPal, Skrill and crypto (BTC, ETH, LTC, USDT, USDC) at 3%; bank transfer 2 to 5 business days with varying fees

One-time fee; no recurring fees

1-Step challenge price, 10,000 USD account
79 EUR

One-time fee, non-refundable

1-Step challenge price, 25,000 USD account
199 EUR

One-time fee, non-refundable

1-Step challenge price, 50,000 USD account
319 EUR

One-time fee, non-refundable

1-Step challenge price, 100,000 USD account
499 EUR

One-time fee, non-refundable; a 20% promotion on this size was advertised on 2026-10-03

1-Step challenge price, 200,000 USD account
999 EUR

One-time fee, non-refundable

1-Step Consistency / Best Day rule
50 %

For 1-Step accounts originating from orders created on or after 12 October 2026, or 1-Step accounts merged on or after that date, the Consistency rule applies: the best day's closed-trade profit must not exceed 50% of cumulative net closed-trade profit across all trading days, including losing days. For unmerged accounts directly initiated from orders created before 12 October 2026, the legacy Best Day rule remains: its denominator is the sum of net profit from profitable days only. Exceeding the ratio is not a breach, but the ratio must be met to pass the Challenge or qualify for a Reward, alongside the other requirements.

Simulated or live
Simulated trading

Access and currencies
Earn2TradeFTMO
Platforms
NinjaTrader / Finamark / R | Trader Pro / Tradovate / TradingView / Quantower
MetaTrader 4 / MetaTrader 5 / cTrader / TradingView
Currencies
USD

Check with the provider

Read our editorial comparisons

Editorial comparison

FTMO 1-Step vs 2-Step: Loss Rules and Rewards

Choose between FTMO 1-Step and 2-Step using daily and static or trailing loss limits, the Consistency or Best Day rule based on the order or merge date, Standard and Swing accounts, and evaluation fee refunds.

Updated: Oct 15, 2026Read article